Car Insurance in Victoria - What You Need to Know
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Victoria is the capital of British Columbia and is located on the southern side below Vancouver Island. It is home to just under 400,000 residents and is the largest city on the island. Victoria has many gardens to check out and can be admired for its Victorian Architecture. Because of its location on the southern coast of Vancouver Island, off Canada’s Pacific coast, there are numerous ocean views from many parts of the city, and the downtown core is set on a picturesque marina. Just outside the city, on Vancouver Island, there are several natural features to explore from the forests, lakes, ocean, and mountains.
When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need car insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, before you get behind the wheel talk to your Surex Advisor who can help you get on the road today!
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Check road conditions
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Plan your route
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Leaves lots of time
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Keep at least 4 seconds distance between you and the vehicle in front
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Accelerate and brake slowly
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Shop around for different prices with an insurance advisor
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Ask for a higher deductible
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Use low mileage discounts
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Maintain a good driving record
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Combine your homeowners and auto insurance purchase with the same provider
You have some options for the car insurance types you choose to include in your policy. Options include auto liability coverage, uninsured motorist coverage, comprehensive coverage, collision coverage, medical payments coverage and personal injury protection. Depending on where you’re located, some of these will be optional and some will be mandatory.
Insurance by province varies but on average, the cost in British Columbia ranges between $1500-2000.
It doesn’t necessarily reduce your rates, but it may change your insurance coverage requirements. Once you own the car, you’re free to decrease or drop collision and comprehensive coverage.
We know insurance can be one of the last things you want to shop for. Luckily, we make it easy for you by setting you up with a dedicated assistant. Let them guide you through up to 10 offers from Canada’s leading insurance providers and get support throughout the entire process.
- Miniature World
- Beacon Hill Park
- Royal BC Museum
- Fisherman’s Wharf Park
- Ross Bay Cemetery
- Emily Carr House
- Victoria’s Chinatown
- Victoria Public Market at the Hudson
- The Bay Centre
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